Phase 4 · Cash

Cash position

Live cash across every account in the group plus your personal accounts. BHP fortnightly salary alongside business inflows and intra-group movements.

Total active cash

$61,432

Personal + group

Personal

$30,662

Across 2 accounts

Group

$30,770

Across 2 active entities

Next BHP pay

11d

$4,830 · 9 May

Per-entity cash position

2 entities

Web Dev Pty Ltd
1 account · NAB
$18,290
59% of group cash
Aus Action Sports Pty Ltd
1 account · NAB
$12,480
41% of group cash

Accounts

Connect bank

Personal

Dan · Everyday
CommBank · 065-000 · ····4218
$8,512
Active
Dan · Build Fund
CommBank · 065-000 · ····8870
$22,150
Active
Earmarked: ESIC ($7k), Unspoken Union insurance ($5k), buffer ($10k).

Group

Aus Action Sports · Trading
NAB · 082-356 · ····1042 · Aus Action Sports Pty Ltd
$12,480
Active
Currently in Dan's name pending Pty Ltd migration (per Strategy transition flag).
Web Dev · Operating
NAB · 082-356 · ····5571 · Web Dev Pty Ltd
$18,290
Active
Family Trust · Operating
ANZ · 012-040 · ····0033 · Family Trust
$0
Pending
Active once HoldCo incorporates and trust distributions begin flowing.
HoldCo · Operating
TBD · HoldCo Pty Ltd
$0
Pending
Opens at HoldCo incorporation.

Forecast

90-day projection

Now: $61k+90d: $71kLowest: $59k on 8 May

External in External out BHP pay Intra-group 50% band

Planned activities in window (2)

30 June · FY25/26 distribution resolutionintra-group
15 July · Initial capital at HoldCo incorporationintra-group

Projection assumes BHP fortnightly pay continues, daily outflow extrapolated from the last 21 days, and planned activities are sign-classified as intra-group (net-zero on consolidated cash) or external (impacts the line). Phase 4 wires real recurring detection.

Recent transactions

Rules Subscriptions Ask the advisor

14 of 14

BHP fortnightly salary
Dan · Everyday · BHP — Emergency Services
+$4,830
25 Apr
Transfer to Build Fund
Dan · Everyday · Dan · Build Fund
−$1,850
25 Apr
From Everyday
Dan · Build Fund · Dan · Everyday
+$1,850
25 Apr
Rent — fortnightly
Dan · Everyday · Landlord
−$920
23 Apr
Skate clinic — group booking
Aus Action Sports · Trading · Adelaide Skate Club
+$1,450
22 Apr
Project invoice — Q1 milestone
Web Dev · Operating · Helix Studios
+$4,200
21 Apr
Groceries · Coles
Dan · Everyday
−$285
19 Apr
Insurance — quarterly premium
Aus Action Sports · Trading · Allianz
−$380
18 Apr
BAS — Q3 GST liability
Web Dev · Operating · ATO
−$1,100
15 Apr
Fuel · Ampol
Dan · Everyday
−$110
14 Apr
BHP fortnightly salary
Dan · Everyday · BHP — Emergency Services
+$4,830
11 Apr
Equipment hire — weekend
Aus Action Sports · Trading · Various
+$880
10 Apr
Project invoice — Q1 final
Web Dev · Operating · Helix Studios
+$6,800
8 Apr
Patent renewal · AI Training Model
Dan · Build Fund · IP Australia
−$350
5 Apr

Coming in Phase 4

Live wiring via Basiq (Australian CDR-native bank feeds): real-time balances, automatic transaction categorisation, intra-group transfer detection, projected balance under earmarked commitments, surplus-vs-shortfall alerts feeding back into the Strategic Bridge.